Financing or Leasing Made Easy with Audi Financial Services in Audi, PA

No matter what stage of the shopping process you're currently involved in, financing and leasing are probably on your mind. When you find your next new Audi or used car from our dealership in Erie, PA, our financing team, at Audi Financial Services, can help you work out a payment plan that fits your needs best. Whether you're looking for something more temporary, or you have long-term goals in mind, financing or leasing make for flexible alternatives to paying cash. Let us go over with you the pros and cons of financing and how you can get started here at Audi Erie. Our dealership is conveniently located less than less than 45 minutes outside of Meadville, PA.

Financing for the Long-Term

In a financing agreement, Audi Financial Services will match you up with one of the many local banks and lending organizations we work with here in Erie, PA. You can structure your own deal using a handy payment calculator to determine how much you would like to put down and pay monthly.

Pros of Financing

  • Equity: If your credit is not what it used to be, an auto loan can help bring your FICA score back up to a better level. When monthly loan payments are made on-time, you build equity which helps strengthen your credit and buying power.
  • Less Restrictions: Since lease agreements are temporary, each contract has annual mileage limits as well as restrictions on the type of customizations North East drivers can make to their Audi. Loan agreements do not have these restrictions, so you can take your Audi where you want and customize it as you like, as long as monthly payments are made on-time.
  • Ownership: Do you have your hearty on one particular new Audi or used car? If you have one particular car in mind that you want to make your own, financing is the best way to do it. After the total balance of the car is paid off, it is yours to trade, sell, or keep as you see fit.

Cons of Financing

  • Protection: As loans are long-term, the warranty backing of your Audi will eventually reach its limits, so may need to purchase additional coverage to keep service payments low.
  • Higher Monthly Payments: Lease payments tend to be lower as you are only paying for a fraction of the vehicle's value. However, since the end game with loans is to pay off the vehicle's cost, you may end up paying more monthly, unless you take advantage of one of our financing specials.

Leasing for Short-Term Convenience

Most lease agreements are worked out in-house through Audi Financial Services and can last anywhere from 26 to 60 months. Once your contract is near its end, AFS will send you information on lease-end termination and you will be able to pick out another new car.

Pros of Leasing

  • Newness: While used car lease agreements are possible, most customers choose to lease a new Audi, which means that Ashtabula, OH customers can enjoy all the latest technology and luxury this brand has to offer.
  • Protection: Since lease agreements are only temporary, most of the factory-backed warranties attached to each new Audi will remain in-effect throughout the duration of the contract. Warranty coverage means low-cost repairs and maintenance.
  • Upgrades: Once your leased Audi is returned, and passes a complimentary inspection, you will be all set to pick out another new Audi to lease again. You can also contact Audi Financial Services to see about buying the car you leased by paying off its remaining balance.

Cons of Leasing

  • Credit: Generally, your credit rating should be high, if not fair, to be approved for a lease contract. If you have suffered credit issues in the past, you may either be denied or be asked to pay a security deposit.
  • Restrictions: Lease contracts set caps on annual mileage, which limits the amount of road trips you can take to Jamestown, NY. Mileage overages can result in financial penalties.

Get Started Online Today

Whether you choose to finance or lease, you will find all the tools you need to get started online at Audi Erie. Our payment calculator helps customers interested in financing create a new finance deal that fits their monthly budget. You can also use our financing application to get pre-approved for an auto loan agreement. When you finish, you can visit us here on Peach St in Erie, PA to work out all the finer points of your deal with Audi Financial Services, take a test drive, and sign your deal.

If you have any questions, or are ready to set up a test drive, contact Audi Erie online or over the phone today! We look forward to working with you!

Make the right choice for your lifestyle.


At Audi Financial Services, we believe in providing quality leasing and financing options to meet your needs. Let us help you understand the differences between leasing and financing, so you can decide what's right for you.

Leasing Benefits

  • Lower monthly payments (on average than financing)
  • Flexible lease terms and options
  • The ability to trade-in your vehicle for a newer Audi model or buy your vehicle at a predetermined price
  • A range of mileage options that suit your lifestyle

Financing Benefits

  • No mileage or vehicle customization limits/restrictions
  • No end or lease obligations such as excess wear and tear
  • Ability to own for life and earn equity
  • Competitive lending rates and flexible terms offered by Audi Financial Services

College Graduate Program

Take on the real world in style with our College Graduate Program, which is designed to help recent college graduates purchase or lease new Audi models.1 To learn more about this offer, including any additional program requirements, please visit an Audi Dealership near you.

>> Download the College Graduate Program Brochure

1 College Graduate Program is subject to credit approval and is available to U.S. citizens or permanent residents who are within six months of graduation or have graduated from a two-year or four-year U.S. or Canadian accredited college no more than 24 months prior to credit application. Applicant must be employed in a full-time permanent position or have a written commitment from a future employer, and provide proof of income. Credit history is not required but existing credit must be in good standing and have no previous derogatory credit.

Corporate Transactions
Eligible businesses can purchase or lease vehicles through Audi Financial Services and are offered special programs including retail financing and lease capabilities for qualifying corporations or partnerships.
Foreign Business Professionals Plan
We welcome business professionals from countries outside the United States to finance or lease an Audi model during your stay in the U.S.1 To learn more about this offer, including any additional program requirements, please contact us.

Military Assistance
As subscribers to the Military Assistance Corporation (MAC), we help simplify the payment process for military personnel who finance the purchase of a new vehicle with Audi Financial Services. We invite all full-time Federal Civil Service employees to inquire about eligibility requirements.

Foreign Business Professionals Program Disclaimer

1 Foreign Business Professionals Program is subject to credit approval and is available to business professionals from foreign countries who are working in the U.S. on a U.S. employment visa with a minimum verifiable base gross income of $45,000/year. Self-employed applicants or applicants on types A, E, G and NATO visas are not eligible for this program. Credit history is not required but existing credit must be in good standing and have no previous derogatory credit.

Simple ways to pay

Audi Financial Services has plenty of options when it comes to paying your bill, because we believe financing your Audi should be as smooth as driving one.

One-time payment via My Account
Click the "Login To Your Audi Financial Services Account" link to manage your account, make online payments, manage statements, request a payoff quote, or switch to paperless invoicing.
Recurring automatic monthly payments
This is the easiest way to pay. You can sign up for automatic payments through your online account at or contact us to have an enrollment form sent to you.

One-time or recurring payment through your bank's bill pay system

Reference your account number and the payment address on your monthly billing statement

One-time payment over the phone
This can be done through your automated phone system or by speaking directly to a Customer Care Representative at (888)237-2834. To use our automated system, you will need to provide your Bank Routing Number and Checking Account Number. Then, select option 1 after you enter your personal information.
One-time payment by mailing a check or money order
Mail in your payment to the address on the front of your invoice and include your account number on the check. Please allow for 5-7 days for your payment to reach us.

Send payments to:
Audi Financial Services
P.O. Box 5215
Carol Stream, IL 60197-5215

Payments initiated Monday through Saturday, before 5 p.m. ET, will be credited to your account on the next business day. Payments initiated on Sundays, bank holidays, or Monday through Saturday after 5 p.m. ET will be credited to your account on the second business day after the payment is made.

One-time payment with Western Union® Quick Collect
To pay by Western Union, please have the following available: Audi Financial Services Account Number, City Code: "Car", State Code: "IL". Fees may apply.

One-time payment with MoneyGram®
To pay by MoneyGram, please have the following available: Audi Financial Services Account Number, Receive Code: "6222". Fees may apply.

Payment Preferences:
Paperless billing
Sign up to "Go Paperless" and receive monthly email reminders when your statement is available for online viewing.

Change of address
Need to change your address? Log in to then select "Edit Your         Information". Or call us at (888) 237-2834 and we will assist you.

Enter loan amounts and terms to figure out what payment plan is right for you.
  1. The default APR is an average percentage and should be used only as a guide to assist the estimation of the monthly payment. It is not a guaranteed APR. Contact your Audi dealer for more information and financing details. Example: For 3.99% APR, monthly payment for every $1,000 you finance for 60 months is $18.41.
  2. Amount financed is an estimate only and does not include dealer charges, taxes, title and registration or optional equipment. If the estimated selling price is manually adjusted by the user, the amount financed will not include a destination charge in addition to previously listed items.
  3. The monthly payment is an estimate only. It is not a guaranteed amount. The final monthly payment will be based on the transaction negotiated with the dealer. Contact your Audi dealer for more information and financing details.

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